Ordering the card was very simple. I browsed through all the designs, and *shocker* picked one with an animal - specifically the Rachel Hale bulldog card (isn't it cute?). There's no signup fee to order a card, but you do have to provide your SSN. I received it in the mail very quickly, then went online to activate it (again, a very simple process - and unlike some of my credit cards, no annoying phone call involved where they try to sell you extra services).
I was provided with $25 on my card in exchange for this review, so I didn't experience the process of loading funds. It sounds pretty easy though - you can set it up with direct deposit from your paycheck or add funds from bank accounts or PayPal. There is a monthly maintenance fee of $5.95, unless you set of direct deposit of at least $800. Depending on how you plan to use your card, that fee might or might not be worth it - but there are no late fees, overdraft fees, penalty fees, finance fees, or other hidden fees - so basically, you know exactly what to expect.
I used my card at the grocery store self-checkout lane and the transaction went smoothly using the pin number I had established during activation. I spent slightly more than $25 on my groceries, and it was no problem to pay the first chunk of my bill with my bulldog card and the remaining balance with my credit card.
After using the card, I checked my account online. As you can see in the screenshot below, my adorable bulldog is in the corner, and my short transaction history is clearly stated.
So do I plan to keep using my card? Honestly, no, but that's because: a) my existing bank card doesn't charge regular fees and we keep a healthy balance where overdraft fees aren't a concern, b) we pay off our credit cards each month, and c) I'm not (at all!) organized with budgeting and don't see myself using a separate card for that purpose. While it may not be right for my own personal needs, I do think this is a valuable service that offers a simple and worry-free cash alternative, and CARD.com seems very easy to work with!
Disclosure: I was compensated for this review, but the views expressed in this post represent my honest opinion.